Contractors Choice

Contractors Choicesm

Long Term Care Planning for our Members, Spouses and their Extended Families
(children, siblings, parents and grandparents of both member and spouse)


    • Policy customized to meet your specific needs and budget
    • Special discounts of up to 5% annually for the life of the policy (in addition to other applicable discounts which can be as much as 30% of annual premiums)
    • Access to 25+ of the most highly rated LTC insurance carriers
    • Service for the life of the policy (includes but not limited to any and all claims support and advocacy)
    • Tax savings on premiums paid and benefits received
    • Partnership Program (protects assets from spenddown required by Medicaid)
    • Traditional, Linked Hybrid and Annuity based options- offering up to 100% return of premiums and access to cash value
    • Certified LTC advisor dedicated to your account

Benefits listed above vary with plan and state.

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About LTC Specialists, LLC

LTC Specialists, LLC is a Baltimore-based financial planning firm that focuses exclusively on Long Term Care Planning. The firm works with the top 25+ carriers and offers independent, objective advice. It has established a reputation for first class customer service and advocacy on behalf of its clients. LTC Specialists, LLC is endorsed and recognized by the American Association for Long-Term Care Insurance (AALTCI), a highly regarded accrediting body for the Long Term Care Insurance Industry.

For more information or to get a personalized quote,

Call:  443-951-4777 | 833-LTC-PLAN (582-7526)